Tag Archives: business

Why Zomato and Swiggy are failing?

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When a business can’t differentiate between Apple and Oranges, it eventually fails.

The above principle applies even more so in the service industry. The hair cut and shaving cannot be priced the same.

The share price of Zomato has fallen by half. The company is running in losses and is clueless about its Strategy. It is trying to rope in new customers by intensive marketing but is failing to keep existing customers.

To be fair to Zomato, its competitors are doing no better. They are in the same boat and suffering the same fate.

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Borrowers’ trap: Lend me money against my cheque, I shall return in 10 days!

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Rupee-INR-Gandhi-1000-currency-note

© sandeepbhalla.com

Ever heard the preposition “Lend me money against my cheque, I shall return in 10 days!” or something similar. Borrowers are all around us. Often such preposition causes a dilemma. Accept or not to accept? What should be the excuse? If amount is small it is even more embarrassing. If a person from whom it is being borrowed is ill or indisposed, it should be embarrassing to borrower but it is not.

The debt business:

Long time ago I met a publisher who told me that ‘Borrowing’ is a latest business. Presently I am suing him in court for counterfeiting my books. But as an unscrupulous person, he knew the mentality very well. But it can not be generalized. But as far as strangers are concerned lending money is complete NO. But there are people around us act to be friends, neighbors, relatives etc. After are we are not going to sue them if they default. What about them? So the question is how to decide to lend or not to lend money? Continue reading →

Borrowers' trap: Lend me money against my cheque, I shall return in 10 days!

Posted on by
Reply

Rupee-INR-Gandhi-1000-currency-note

© sandeepbhalla.com

Ever heard the preposition “Lend me money against my cheque, I shall return in 10 days!” or something similar. Borrowers are all around us. Often such preposition causes a dilemma. Accept or not to accept? What should be the excuse? If amount is small it is even more embarrassing. If a person from whom it is being borrowed is ill or indisposed, it should be embarrassing to borrower but it is not.

The debt business:

Long time ago I met a publisher who told me that ‘Borrowing’ is a latest business. Presently I am suing him in court for counterfeiting my books. But as an unscrupulous person, he knew the mentality very well. But it can not be generalized. But as far as strangers are concerned lending money is complete NO. But there are people around us act to be friends, neighbors, relatives etc. After are we are not going to sue them if they default. What about them? So the question is how to decide to lend or not to lend money? Continue reading →

Economy: Are we rushing towards Depression with help of Federal Reserve and RBI?

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Rejoicing Stock Markets:

On 9th of October 2007, Dow Jones Industrial Index was 14164.53. That was the highest ever. In less than a year on July 15th 2006 it fell to 10962 and eventually hit 6626 on March 2, 2009. Last weekend on 14th September it hit a new recent high of 13593. Rejoicing that fed is keeping the interest rate at near zero and that Govt. will buy out the mistakes of private Corporations.

Zero rate interest:

Japan’s economy is in depression for more than a decade even though it is maintaining the rate of interest at less then 1%. Now the problem of prolonging the near zero (0.25% to be precise) rate of interest: Continue reading →