Category Archives: Cheating

Axis Bank and high-handedness in charging for neft transaction.

Unauthorised debit by Axis Bank and refusal to reply!

Axis Bank is a direct subsidiary of Reserve Bank and first private Bank in public sector. Well that is the dichotomy. It is therefore supposed to be fairer than private players but it appears, it is not.

A Bank account is like trust account. Banker is the trustee of customer’s money in the account. Axis Bank has been my Bank of choice for past decade. Recent tryst with Kotak Bank reaffirmed that choice. However of late Axis Bank is becoming the corporate monster that are many busy in stealing small funds from millions thereby making millions.

Charging for NEFT transaction:

NEFT is an acronym for National Electronic Funds Transfer (NEFT) which is an Indian system of electronic transfer of money from one bank or bank branch to another. As per my knowledge transfer of 2 lacs or two hundred thousand is made without any charges. However my account was debited with a miniscule amount towards NEFT charges, recently which surprised me. Hence I tweeted about it and as advised by Axis Bank’s twitter handler, I sent an email to Axis Bank.

My email to Axis Bank:

Dear Sir

I have two issues:
1. The NEFT transactions are being delayed too much. I transferred Rs.899/- *** on xx Oct. 2015 but it has not been credited in beneficiary account till date. The beneficiary is my credit card account with *** Bank.
2. Neft has no fee. Some times in the past I have found small amounts of Rupee or two and odd being debited in my account as NEFT charges. Why?
Kindly revert ASAP.
Regards

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A new internet Gmail phishing fraud?

Is contactme.com a phishing website?

Received this email from someone as “account01@gmail.com”.

Dear Subṣcriber,

1. Yọu requeṣted yọur Email Accọunt ọn August. 31, 2015 at 03:28 PM Cṣ tọ be deactivated and deleted frọm a lọcatiọn in with thiṣ IP number; 330.651.935

2. Click ọn ( http://www.contactme.com/50411e1130b0f40002014656/ ) tọ cancel thiṣ requeṣt; elṣe yọur e-mail accọunt will be deactivated and deleted within 24 họurṣ.

3. Dọ nọt ṣhare yọur paṣṣwọrd with anyọne fọr yọur ṣecurity purpọṣe.

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Godaddy.com: you too Brutus!

This website is hosted on godaddy.com for past few months. It was fine until yesterday but since than I am told that it is down every hour. Jet pack is sending emails about it several times, every hour.
I had thought Godaddy. Com was a serious host. Alas it is not. Like many before, it promised something, that it can not deliver. Only 8 people could land in past 18 hours.
Shame on you godaddy. You too Brutus!

Godaddy is khushbu-e-tashrif:

Today (March 15) I received a warning email that website is consuming resources. I logged in Cpanel and found that yesterday there was IO error by consuming the allocated all the memory of 1024 MB. Today there was no problem but the website is loading slow. Unable to to update plugins and so on.

I have taken a screen shot that there is no resource issue today but yet it took me two hours to edit this page. Does that means that I have bben cheated by Godaddy?

Liars, liars and webhosting providers and there replies/comments (below). This is the screen shot:

godaddy.com hosting resources


Notionpress responded to my review.

Response from Notionpress to
my previous review of their services.

<quote>

Hello Mr. Bhalla

Below is our response for your blog post about our company NotionPress. We thank you for your time and hope that after reading our response you would take down the post which we feel misrepresents the company as fraudulent while we are an ethical and honest company. Our response to excerpts from your article is indicated in blue color below.

Notionpress a publication fraud.”

Our team is very concerned about the use of the word ‘Fraud’ as we have never approached you for any Fee to publish under the free publishing program. Under our pro publishing program, we clearly indicate what services we provide for the fee. Several authors have published their books under our Free publishing program and their books are being sold on our own store and Flipkart.com where they are paid royalty regularly. You can browse through our online store to find the books published under Free publishing.

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Blackberry is not a smart phone but an access device!

Blackberry has confirmed that it is not in the market as a smart phone at all. It is a phone (means a cellular device for voice communication only) which also provide access to BIS(means Blackberry Internet Services). It owes no duty except to provide voice communication and browsing the Internet by wi-fi. Read the following:

Too Many Blackberrys

Too Many Blackberrys (Photo credit: Ninja M.)

Dear Sir,
Thank you for contacting REDINGTON BLACKBERRY support.
Kindly contact your service provider for further help. As the blackberry works only with the BIS (Blackberry Internet Service). WiFi in blackberry is meant only for browsing purpose.
If you require further assistance, please feel free to contact us either by replying to this message or by calling at one of the number below.
Regards,
A.Feroz
Black Berry Support
Toll Free: 1800-425-3720 | Email Support: blackberrysupport@redington.co.in
Hours of operation: 10:00 AM – 06:30 PM, Monday to Saturday

The above communication is about Blackberry Curve 9220. Take careful note of text in italics. It does not even talk about Blackberry Enterprise Service as it will not serve any purpose to an individual. But this feature is there in this phone also, but RIM is non-committal on this service as well. . Therefore any person buying a Blackberry, be sure it promises only three things:

Photo courtesy Wikipedia

1.  Voice Communication
2. Access to Blackberry Internet Services.
3. Access to Internet through Browser on WiFi.

The legal problem is that while selling the phone they do not say so. Can you sell a device and do not disclose the hidden or postponed charges? What if you buy a car and every time you switch on radio or CD-Player it asks you to pay? Or what you buy a car but you may have to pay a monthly rental for its engine or exhaust pipe or some other important part of it which you can not remove from it? It would constitute cheating. Inducement to part with property (money) without any intention to deliver what was impliedly promised due to non-disclosure of essential terms. The correct approach would be to clearly mention on each box, the financial implications which would ensue after the sale is complete.

What they also do not disclose that their BIS piggy ride on local cellular service provider and naturally they both charge you together. Hence you end up paying about 4-5 times more than what you pay for normal Internet access through cellular phone. I was wondering why it is so. The reason is historical. In 1999, when Research In Motion, the Manufacturer of this phone, started, they were the only company providing data access on a mobile phone. In fact back then it was known as two-way pager. The world changed. Technology changed. Mobile phones changed. Cellular Service Providers Changed. Tariffs nose-dived. Borders shrunk. Research In Motion did not or could not change. Hence the same legacy pattern of tariff, which now look exorbitant. Problem is not that it charges so much but the real problem is it offers so less at these charges ie.: 1. Messaging, 2. email, 3. Device backup/sync. Since I am struck with it, I have to find some ways to deal with bye-passing this BIS. I shall post about my efforts about using the phone without help of RIM in future posts.

© Sandeep Bhalla